Book Title: Budgeting Made Easy: Thriving on Any Income
Author: Charissa Quade of Cook with a Shoe
A step by step guide to successfully and easily keeping a monthly budget:
- Budgeting. Features the best way to set up a budget so you always have enough money for the essentials, regardless of how much income comes in.
- Lean Months. Shows how to best prepare for those months you just don’t think you’re going to make it.
- Savings. Teaches you how to save on any income so you can have cash on hand both for emergencies and also to enjoy life.
- Pay off debt. Teaches a successful way to pay off your debt quickly.
- Income. Gives proven ideas on how you can increase your income.
- Reduce Stress. Shows how a successful budget reduces money stress.
Disclosure: Life as Leels received an ebook copy of this book in exchange for an honest review. Additionally, this post contains affiliate links meaning that Life as Leels will receive compensation – at no additional cost to you – if you purchase this book. You can read more in our disclosure policy.
Getting my family on a budget has been on my ‘to do’ list for a couple of years now… and I still haven’t gotten it done.
It’s not because I’m dumb (I mean, I could be, but I’m pretty sure that is not it) but I have a changing income. A very changing income.
They say a millionaire has multiple sources of income and that is so true… except I’m not a millionaire. Yet. But I have my multiple streams of income.
* I work ‘part time’ on call for a local small business. I do not have set business hours; like I said, I am more or less ‘on call’ 6 days a week. The hours I work (meaning the pay I make) alters completely with the business.
* I work as a virtual assistant and that income varies on the activities of the month. I can never know how much I may (or may not) make in a week or a month.
* I do social media work for others, but again; there are many factors that contribute to the income (specifically, when someone last paid, if they are going to continue their services, what service they choose, etc.)
* I earn a part time income from the blog, but there are multiple factors in that as well. If I take campaigns, what that campaign pays, the expenses of the blog impact my income, etc.
* I have a few direct sale companies that I represent although I only actively work one and partially work a second one. If I don’t make sales; I don’t make an income. If I make sales (and manage not to buy product at the same time) I earn an income. Again, ever changing.
As you can see, many streams of income but none of them are ‘steady’. I was clueless on how to set up a budget when I had zero clue how much money I would bring in each month.
Bare Bones Budget
The biggest help for me in this book was learning what a Bare Bones Budget was and how to set one up. It was the key I was missing this entire time.
What made it even better is the step by step action steps and samples that were included in the book.
I feel so much more comfortable now creating a budget for my family using the action steps and samples that were set up for me. Hopefully now, we can get our rears out of debt sooner rather than later!
About the Author:
Hi, it’s Charissa and I totally get it what money stress feels like. We had student loans, car loans, credit card debt, my husband was going to school, and money was super tight!
I was so stressed and often panicked at the thought of how I was going to pay for groceries. It was so painful and nothing was helping! Nothing! I tried everything and nothing worked to reduce my stress.
But, now I am going to teach you how I successfully created a budget which allowed me to pay off all our debts, pay cash for my husband’s education, and double my income. I want to share with you best way to budget, save and feel successful every day! So, let’s do this!